Credit Risk Analyst

This is Adyen

We took an unobvious approach to starting a payments company, building a platform from scratch. Today, we're the payments platform of choice for the world's brightest companies. Our unobvious approach is a product of our diverse perspectives. This diversity, of backgrounds, cultures, and perspectives, is essential in helping us maintain our momentum. Our business challenges are unique, we need as many different voices as possible to join us in solving them - voices like yours. So no matter where you’re from, who you love, or what you believe in, we welcome you to be your true self at Adyen.

Credit Risk Analyst

We're looking for a Credit Risk Analyst based in San Francisco. This person will help us scale and innovate Adyen's financial risk management process. You’ll be working closely with Commercial, Technical and Compliance teams in order to evaluate and manage financial risk stemming from a portfolio of merchants and new products. Our ideal candidate has a proven track record of solving problems, is a great communicator that has an affinity for technology and a passion for finance.

 

What you’ll do

• Perform detailed analysis of the financial position of current and potential Adyen customers and present recommendations to the Merchant Risk Committee.
• Drive continuous improvement of existing processes to improve efficiency and help scale the business.
• Collaborate with product and legal teams as the credit risk subject matter expert to ensure factors to mitigate credit risk are considered during new commercial product development.
• Review the portfolio and individual merchants on a periodic basis to ensure risk remains within the overall Adyen risk appetite.   
• Address questions pertaining to credit risk evaluations for new and existing merchants with commercial teams on an on-going basis, and explain Adyen’s view of merchant credit risk. 

Who you are

• 5+ years working in finance or credit risk environment;
• Strong communication skills, able to share ideas and collaborate with team members;
• Independent, able to prioritize own workload in a fast-paced, unstructured environment and drive processes to completion;
• Keen interest in business and financial markets;   
• Strong financial statement and data analysis skills with the ability to justify credit conclusions and to balance risk and business opportunities;
• You are passionate about connecting and cooperating with colleagues across cultures and time zones,  developing new ideas cooperatively and working as a member of an effective team.
• Bachelors degrees in economics, statistics, finance or other quantitative field
• SQL/VBA along with Data Analysis experience preferred but not required

Who we are

Adyen is the payments platform of choice for many of the world’s leading companies, providing a modern end-to-end infrastructure connecting directly to Visa, Mastercard, and consumers' globally preferred payment methods. Adyen delivers frictionless payments across online, mobile, and in-store channels. With offices across the world, Adyen serves customers including Spotify, eBay, GoFundMe, Etsy, Facebook, and Uber.

Our Diversity, Equity and Inclusion commitments 

Our unobvious approach is a product of our diverse perspectives. This diversity of backgrounds, cultures, and perspectives is essential in helping us maintain our momentum. Our business and technical challenges are unique, we need as many different voices as possible to join us in solving them - voices like yours. So no matter where you’re from, who you love, or what you believe in, we welcome you to be your true self at Adyen. 

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does it sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application.

Ready to meet us?

If you are excited about this role, apply by clicking the below link. We can’t wait to meet you.